Top 7 Budgeting Apps for 2025 (Free & Paid Options)
Looking for the best budgeting app? Compare the top 7 tools in 2025 — from YNAB to Mint to Rocket Money — for every type of budget and goal.
Best Budgeting Apps of 2025
- YNAB: Powerful zero-based budgeting
- Mint: Best free all-in-one tool
- Rocket Money: Subscription killer + budget tracking
- Monarch Money: Premium option for couples
- Goodbudget: Digital envelope method
- PocketGuard: Simple, “what’s left” budgeting
- EveryDollar: From the Ramsey method
Comparison
| App | Best For | Price |
|---|---|---|
| YNAB | Zero-based budgeting | $14.99/mo |
| Mint | Free tracking | Free |
| Rocket Money | Subscription control | Free/Paid |
| Monarch Money | Couples & UI | $14.99/mo |
| Goodbudget | Manual envelopes | Free/$8 |
| PocketGuard | Spending insights | Free/Paid |
| EveryDollar | Zero-based (manual or sync) | Free/$17.99 |
“The best budgeting app is the one you actually use.”